FAQs

We work with individuals, families, professionals, retirees, and business owners. Our clients span all stages of life—from early-career professionals to retirees seeking dependable income strategies.

We believe everyone deserves access to high-quality financial planning, regardless of age, income level, or net worth.

We provide comprehensive financial planning designed to bring clarity and confidence to every area of your financial life, including:

• Investment management
• Retirement and income planning
• Tax planning and coordination
• Estate and legacy planning
• Business planning
• Life insurance analysis
• Education planning
• Business retirement plans (401(k), SEP IRA, SIMPLE IRA, and more)

Our goal is to deliver coordinated advice that aligns your finances with your long-term goals.
 

Comprehensive financial planning looks beyond investments. It integrates cash flow, taxes, retirement planning, risk management, estate planning, and investments into one cohesive strategy.

Instead of focusing on isolated decisions, we help you see how everything works together—so your financial plan evolves as your life does.

Our investment philosophy is grounded in disciplined, evidence-based investing. We focus on diversification, thoughtful risk management, and long-term compounding.

We believe in being long-term owners of businesses—not speculators reacting to short-term market trends.

Risk management starts with understanding you. We evaluate your goals, time horizon, and comfort with market volatility before designing a portfolio.

From there, we use diversification, strategic asset allocation, and ongoing portfolio monitoring to help manage risk while pursuing long-term growth.

Yes. Retirement planning is a core focus of our practice.

We help clients plan for:

• When and how to retire
• Sustainable retirement income strategies
• Social Security and pension decisions
• Required minimum distributions (RMDs)
• Protecting income against inflation and market risk

Our goal is to help you retire with confidence and purpose.
 

Yes. Estate and legacy planning ensures your wishes are carried out and your loved ones are protected.

We help coordinate beneficiary planning, trust considerations, charitable giving strategies, and wealth transfer planning—working alongside estate attorneys when needed.

Yes. We frequently work with business owners on both personal and business financial strategies.

This includes business planning, cash flow management, succession planning, and implementing retirement plans such as 401(k)s, SEP IRAs, and SIMPLE IRAs.

Yes—always.

As a fiduciary, we are legally and ethically required to act in your best interest at all times. Our advice is objective, transparent, and aligned with your goals—not product sales.

Our primary fee structure is based on a percentage of assets under management (AUM).

Life insurance solutions may include commissions, which are fully disclosed in advance. We do not earn commissions from investment products.

No. We do not have account minimums.

We believe everyone should have access to thoughtful financial advice and professional guidance, regardless of portfolio size.

We use Charles Schwab as our custodian, which we think is one of the most trusted and well-known custodians in the industry.

We do not earn commissions on investments. Your assets are held securely at Schwab, and you maintain full transparency and access at all times.

Yes. We work with clients both virtually and in person.

Virtual financial planning allows us to serve clients nationwide while maintaining a highly personal and collaborative experience.

The best first step is to schedule an introductory call using our online scheduling link: schedule your call.

You can also:

• Call us at (937) 403-0150
• Email blake@arvenwmgmt.com
• Review our process page to see what working together looks like (insert hyperlink to process section)

There’s no pressure—just a conversation to see if we’re a good fit.